Learn the work behind Data, AI & Forward Deployed Engineering
Practical explanations, career decisions and reproducible workflows. Read the reasoning, inspect the evidence and follow the next skill into a real programme.
Match bank statement entries to the cash book by UTR and cheque number
A bank reconciliation that holds up to review matches entries in passes from strongest to weakest evidence. First, find each cash-book reference (the UTR of an NEFT or RTGS transfer, or a cheque number) inside the bank…
Bank operations to data analyst: branch MIS as your first project
Much of the branch day, such as tracking account-opening turnaround, chasing pending KYC and reconciling the daily MIS, is already analysis done by hand. The first portfolio project should rebuild one of those reports…
Bank NPA ageing: build DPD and SMA buckets the way RBI dates them
To build NPA ageing, find each loan's oldest unpaid instalment as of the report date, count days overdue from that due date with the due date as day 1, and bucket the result: up to 30 days is SMA-0, 31–60 is SMA-1…
Bank CASA ratio: daily averages, not month-end snapshots
The CASA ratio is current account plus savings account balances divided by total deposits (current, savings and term). The number only means something if you say which balances you used: a month-end snapshot can be…
Backlogs or a year drop: honest answers for data interviews
A backlog or a year drop is a fact on your marksheet, so the only real choice is how you present it. Say it before the verification team finds it, give the reason in one sentence, show that it is closed or has a date by…
Background verification for tech jobs: what is checked, what to keep
Background verification (BGV) for data and tech jobs in India typically checks your identity, address, education, previous employment (dates, designation and sometimes reason for leaving), and may include references, a…
Car dealership service retention after the free services end
Dealership service retention is the share of vehicles you sold that come back to your workshop for a given service, measured only over vehicles whose window for that service has fully passed. The number that matters…
Convert a monthly attendance sheet into LOP days for payroll
Loss-of-pay (LOP) days are counted from the monthly muster by adding the unpaid codes: absent days, leave-without-pay days, and half of each half day, plus any sandwiched weekly offs if your policy has a sandwich rule.…
ATS myths for data job applicants: what screening software does
An applicant tracking system (ATS) is mainly a database and workflow tool: it stores applications, parses resumes into fields, and lets recruiters search, filter and move candidates between stages. Most of the…
How to ask your manager for AI upskilling time: a script
The way to ask your manager for AI upskilling time is to frame it as a small, time-boxed experiment on a real team problem, not as a personal favour. Ask for a specific amount — for example two hours a week for eight…
Appraisal Bell Curves: How a Merit Budget Becomes Your Hike
In a typical appraisal cycle your hike is not decided on its own. A merit matrix sets the ratio between ratings and pay positions, and the whole team's pot is then scaled to fit a fixed budget. That makes the process…
How to apply for an internal transfer to your company's AI team
The most reliable way into your own company's AI or data science team is to become useful to that team before you apply: learn what problems it is working on, solve a small one using your current role's data and domain…
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